That probably was it! I remembered it having the blue tint in MAME, so that explains it...thank you!!! Now I don't feel like I'm crazy lol. If you look at the color values I set in the LAY file for the artwork, that I posted in a previous post, it almost exactly matches the colors that chroma produces. I remembered it pretty spot on lol
Windows 11 64 bit OS
Intel Core i7-10700
Nvidia GeForce RTX 2060 6GB
32GB DDR4 RAM