Home prices just shot up with the biggest jump in 4 years, protections from Dodd Frank removed and subprime mortgages with adjustable rates are once again all the rage, just labeled differently. So people who shouldn't be able to borrow for a house at all will borrow more than a house is really worth and in a few years their rate will jack up and they won't be able to make payments. It was only 10 years ago that we had the recession. Literally the US will never learn anything, just go in cycles of stupidity and greed instead.
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Index 
Flat 
The next bubble begins
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