italie |
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MAME owes italie many thank yous, hah
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Reged: 09/20/03
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Posts: 15246
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Loc: BoomTown
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Re: Well, the assholes on the road finally hit me.
08/24/13 05:24 PM
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> > Insurance company trumps police report until lawyer trumps insurance company. And
> I'm
> > out a truck until that time, whenever that would be.
>
> You should have something called "rental reimbursement" as part of your car insurance
> unless you explicitly declined it. It usually pays a flat amount per day to help you
> pay for a rental car in the event of an accident.
>
> Sorry about this shitty web page, but it's the best info I can find...
> http://www.reply.com/insurance/state-far...ou-should-know/
Yup, have that. They want money up front on a card, and I'll get reimbursed later. I've cut myself down to one credit card with a really low limit. Not using the debt/credit tied to the bank account.
Not happening...
Basically this lady destroyed my truck, and because it's old, the insurance world is giving me back a resounding "Meh". I'm losing money out of pocket any way you slice it. If I want it back I might have to sue, which is even more money out of pocket.
The only thing I can say for sure is she can bet her ass I'm showing up to court to ensure she gets her tickets.
Long talk with the adjuster today, and no matter who takes care of it there are stipulations. They'll paint the dents, but anything below the trim line with rust on it gets left as-is, including the fender/well covers that no longer have a place to attach. If I want a new fender, I can pay the overage on parts and paint.
They can fix the suspension, but if they find rust on components they'll cut down the amount paid out. They can fix the door hinge and latch, but won'd pay out on the lower half of it or replace with a used.
If they cut me a check for a "totaled" vehicle, I'm getting $1500 - $750 deductible. essentially enough to ensure I'll have a car note of some kind going forward.
Just your typical only-italie type conundrum. Always on the bubble of everything, always unnecessarily over-complicated.
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