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Tomu Breidah |
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No Problems, Only Solutions
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Reged: 08/14/04
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Posts: 6819
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Loc: Neither here, nor there.
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Re: why do i never see restaurant tips coming off of my debit card?
11/29/10 11:12 PM
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> But the hold on their account would be 20% higher than the bill. I can't
> tell you how many times I was accused of stealing. I would tell them to call the bank
> if they didn't believe me and that it would all be clear in 2 or 3 days.
Yes. Yes, yes, yes! We used to authorize some percent more on (hotel) guests credit cards for incidental charges, in case they make LD phone calls, or steal something, maybe get a little drunk & rowdy, etc. Then some days later we'd get called back, most would demand to know why there was so much more charged to their card, or why did we charge it "twice". We'd have to tell them the additional amount was only a hold and would reverse within so many days... And to call the bank that issued their card to have them explain it to them or to have them reverse the hold (& I don't know if that's possible or not, but as long as they get off our back -the better).
And Debit cards are the worst. Any authorization (not a CHARGE) will still show as a being deducted from their account.
A tip to anyone traveling and using a Debit card. Call your bank, let them know what you're going to be doing -and if it's possible- have them let you use your card as a credit card. Since Credit is borrowed on good faith. Debit is (essentially) subtracted. & If there are a number of places getting more authorized on your card that isn't really needed - then you risk running out of "credit" and not having any way to pay. 
LEVEL-4
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